Payment Processing
Built Around You
ChargeAct is a full-scope payment solutions provider operated by Humble Financials, LLC. We work with businesses of every size and risk profile — because every merchant deserves a processor that actually works for them.
We Put Your Business First
Most payment processors treat merchants as account numbers. We treat them as partners. From the moment you apply, a dedicated manager is assigned to your account — someone who understands your industry, your goals, and your growth trajectory.
Our primary offering is top-notch service with an emphasis on your business goals and industry compliance. We put an emphasis on personal relationships — because that's how great payment processing should work.
Dedicated Manager
A real person guides you through every step of your processing journey.
All Risk Categories
Low, medium, and high-risk businesses all have a home at ChargeAct.
Transparent Pricing
No hidden fees. Your manager walks you through every rate component.
Fast Approvals
Streamlined onboarding designed to get you processing quickly.
Payment Expertise Across Every Channel
From in-person retail to high-volume ecommerce, ChargeAct supports the full spectrum of payment types.
Retail & POS
In-person payment terminals, POS integrations, and contactless payment support for brick-and-mortar businesses.
Ecommerce
Full payment stack for online stores. Compatible with Shopify, WooCommerce, BigCommerce, Magento, and more.
Mobile & MOTO
Accept payments anywhere — mobile card readers, Apple Pay, Google Pay, and mail/telephone order processing.
Rate Optimization
We analyze your processing volume and transaction mix to structure pricing designed to lower your overall costs.*
Fraud Protection
Real-time monitoring and advanced fraud prevention tools to protect your revenue and reputation.
Cost Savings Analysis
Our team reviews your current statements to identify fee reductions and interchange savings opportunities.*
*Savings are not guaranteed. Actual results depend on your transaction volume, average ticket size, industry classification, and current processing terms.
Why Businesses Choose ChargeAct
Whether you've outgrown your current processor or are looking for better rates, ChargeAct delivers the combination of technology, support, and flexibility that modern businesses need.
No Business Left Behind
We work with low, medium, and high-risk merchants — including industries that traditional processors routinely decline.
Personal Relationship Model
You get a dedicated manager, not a ticket queue. Real support from people who know your account.
Technology-Forward
Modern integrations with the platforms you already use — from Shopify to QuickBooks to Clover.
Compliance-Focused
We understand industry-specific compliance requirements and help you navigate them correctly.
Ready to Work with a Processor That Works for You?
Apply today and a dedicated ChargeAct manager will reach out to discuss your business.