Credit Card Processing
Built for Your Business
Accept Visa, Mastercard, American Express, and Discover with competitive interchange rates — whether you're in-store, online, or on the go.
Accept Every Major Card
ChargeAct provides merchant accounts that support all major credit and debit card networks. Whether you're running a retail store, an ecommerce site, or a service business, we'll set you up with the right processing infrastructure.
Our team works to find you competitive interchange rates and a transparent fee structure — no hidden costs, no surprises.
Key Benefits
Competitive Rates
We work to find you the most competitive interchange rates for your business type and volume.
Secure Processing
PCI-compliant processing with fraud prevention tools built in.
Fast Settlement
Quick settlement times so your funds are available when you need them.
Omnichannel
Accept cards in-store, online, and via mobile — all under one merchant account.
Reporting
Clear transaction reporting and reconciliation tools.
Dedicated Support
A dedicated manager assigned to your account from day one.
Best-Fit Industries
Related Integrations
Frequently Asked Questions
We support all major card networks including Visa, Mastercard, American Express, and Discover, as well as debit cards and prepaid cards.
Yes. We support both card-present (in-person) and card-not-present (online, phone) transactions.
After submitting your application, a manager will review your account and reach out to discuss your setup and rates.
No. We believe in transparent pricing. Your manager will walk you through every component of your rate structure before you commit.
Ready to Start Accepting Cards?
Apply today and get a transparent rate quote for your business.