Keep your FFL card sales live, in store and online.
ChargeAct helps licensed firearms dealers and ranges set up card and ecommerce processing that can handle reviews, policy shifts, and growth, not just pass underwriting once.
For FFLs that can prove they run a real, compliant business and want fewer surprises from banks and processors.
FFL account snapshot
ProcessingMultiple channels
store, range, and ecommerce on one structure
Strong
approvals
Multiple
live placements
Reserves
case-by-case
Who this is for
For FFLs that cannot afford a surprise shutdown.
If you hold an FFL and depend on card revenue, you have more to lose than a generic ecommerce brand. You need processing that respects your licenses and controls, not just your MCC code.
- Brick and mortar FFLs with in store card acceptance
- Ranges and training facilities taking cards for memberships and bookings
- FFLs adding ecommerce and omnichannel sales
- Multi location dealers upgrading or consolidating setups
The FFL payment risk
The real risk is what happens when attention hits.
Most FFLs that reach us already have, or had, a processor. The pain starts later.
Notices that “policy has changed” with little warning
Payout holds dropped before inventory buys or payroll
New rules on ecommerce or marketplace sales
No clear way to explain that you are not the fraud case they have in mind
Approval letters are easy to send. What matters is how your setup behaves when volume climbs or a risk team looks closer.
Review My FFL Payment SetupWhat ChargeAct does
Setups that make more sense for an FFL.
Tell your real risk story
We help present your licenses, controls, and history in a way risk teams can actually evaluate.
Show you who can pull the plug
We map gateways, processors, and banks so you know who can freeze funds and what triggers reviews.
Plan for store, range, and online together
We design arrangements that account for in person, range, and ecommerce revenue, not just one channel.
Give you one accountable specialist
A named contact who knows your file and helps you plan before major moves.
How it works
From “we hope we are fine” to “we know how this is set up.”
FFL payments and risk review
We look at current processors, gateways, banks, terms, and how your business actually runs.
Underwriting and architecture plan
We build a clearer risk story and design a setup that fits how you sell and how much scrutiny you attract.
Safer setup and migration
Where possible, new rails go live before you cut over, so you are not betting a busy season on a single switch.
Ongoing monitoring and advice
Your specialist stays close enough to answer “what if” questions and help navigate reviews and policy changes.
Proof
FFLs that want payments to stay boring.
We do not advertise logos or name clients. For firearms, privacy and discretion matter more than a flashy logo wall.
Two store FFL with a range moved from a single opaque processor to a structure they could actually explain to their bank.
Dealer adding ecommerce stood up online sales without cutting off store and range revenue.
Multi location FFL consolidated scattered setups into one arrangement that made review triggers and reserves clear.
We will not promise friction free card processing in a category under constant attention. We will show you where you stand, what can go wrong, and what your options are before you bet a season or expansion on one provider.
Do not wait for a letter to find the weak spot.
A short review can show you where your card and ecommerce processing is fragile, who can freeze or slow funds, and what options you have before the next review or policy update.