Cookie Policy

Effective: June 30, 2026 · Operated by Humble Financials, LLC

1. About This Policy

This Cookie Policy explains how ChargeAct uses cookies and similar technologies (such as browser local storage, session storage, and tracking pixels) on our website. It supplements our Privacy Policy. Cookies are small files placed on your device that help websites run, remember your choices, and measure usage.

2. How Consent Works

The rules that apply to you depend on where you are visiting from. We detect your country from your IP address and apply the stricter standard whenever we cannot determine it.

  • European Economic Area, United Kingdom, Switzerland, and Brazil - opt-in. Non-essential cookies and trackers are blocked until you accept them. Nothing beyond Strictly necessary cookies runs until you make a choice.
  • United States - opt-out. Functional, Analytics, and Marketing cookies run by default, and you can turn them off at any time. We honor Global Privacy Control automatically.
  • Everywhere else - opt-out. The same defaults as the United States apply, with the same controls available to you.

Wherever you are, our consent manager lets you:

  • Accept all - enable Functional, Analytics, and Marketing cookies
  • Allow Functional only - enable only optional convenience features
  • Decline - keep only Strictly necessary cookies active

We organize cookies into four categories: Strictly necessary, Functional, Analytics, and Marketing. Strictly necessary cookies are always active and cannot be switched off. Your choice is stored for 12 months, after which we ask again.

We honor Global Privacy Control (GPC) browser signals as a binding opt-out of the sale or sharing of your personal information. For California residents, the consent manager also serves as our “Do Not Sell or Share My Personal Information” control.

You can withdraw or change your consent at any time using the “Cookie Preferences” link in the footer of every page.

Strictly Necessary Cookies

Required for the site to function securely and to remember your privacy choices. These are always active and cannot be switched off.

Cookie / StorageProviderPurposeDuration
cf_* (Turnstile challenge cookies)Cloudflare TurnstileBot protection and abuse prevention on our formsSession / short-lived
ca_consentChargeActStores your cookie consent choices so we can honor them~12 months
ca_consent_tierChargeActRecords which privacy regime applies to your visit (opt-in or opt-out), derived from your country, so we apply the correct defaults24 hours

Functional Cookies

Enable optional convenience features. None are required for the site to work, and you can switch them off at any time.

Cookie / StorageProviderPurposeDuration
No functional cookies are currently setChargeActThis category is reserved for optional convenience features you enableN/A

Analytics Cookies

Help us understand how visitors use the site so we can improve it. In the EEA, UK, Switzerland, and Brazil these are blocked until you opt in; elsewhere they run by default and you can turn them off at any time.

Cookie / StorageProviderPurposeDuration
_gaGoogle Analytics (via Google Tag Manager, GTM-KXX7NLZ3)Distinguishes unique visitors for traffic analytics~2 years
_ga_* / _gidGoogle Analytics (via Google Tag Manager, GTM-KXX7NLZ3)Persists session state and distinguishes users for analytics~2 years (_ga_*) / 24 hours (_gid)
ph_* / __ph_* (cookies & local storage)PostHog (us.i.posthog.com)Product analytics - session tracking and, for identified users only, person profilesSession and persistent (browser storage)

Marketing Cookies

Support advertising, measurement, and attribution. In the EEA, UK, Switzerland, and Brazil these are blocked until you opt in; elsewhere they run by default and you can turn them off at any time, including via Global Privacy Control.

Cookie / StorageProviderPurposeDuration
_rdt_uuidReddit Pixel (a2_j881z60bxfs7) & Conversions APIAdvertising measurement and conversion attribution for Reddit campaigns~90 days
rdt_cid (session storage)Reddit Pixel & Conversions APIStores the click identifier used for server-side conversion matchingSession
_bn_d (attribution id)Postal Admin (app.postaladmin.com)Loads the Postal Admin tracker for marketing attribution when an attribution id is presentPersistent

Manage Your Preferences

You can review or change your cookie choices at any time by selecting the “Cookie Preferences” link in the footer of any page. You can also control or delete cookies through your browser settings, though blocking Strictly necessary cookies may affect how parts of the site work. If you have questions about this Cookie Policy, contact us at [email protected].