What's Actually Eating Your Margins
The real cost of overpaying for payment processing — in dollars, not vague warnings.
The Per-Transaction Fee Trap
The average plumber runs 3--8 jobs per day. At a padded flat rate, a $350 service call can cost $10+ in fees. That adds up to thousands per year vanishing into processor margins — money that should be yours.
Opaque Pricing Hides the True Cost
Many processors bundle interchange fees, markups, and hidden surcharges into a single flat rate. Without transparency, you have no idea how much you're actually overpaying on every transaction.
Emergency Calls Deserve Fair Rates Too
Emergency calls at 2am get paid via card — and you deserve a fair rate on those high-value jobs. With interchange-plus pricing, you pay the actual cost instead of a one-size-fits-all markup.
Digital Invoices Save You Money
Sending professional digital invoices from the field means faster payments, cleaner records, and better transaction data — which can qualify you for lower interchange rates on card-not-present transactions.
The Fee Math Nobody Shows You
What you could save with interchange-plus vs. flat-rate pricing.
*Estimates based on interchange-plus pricing vs. flat-rate. Actual savings vary by card type, volume, and business profile.
Transparent Pricing You Can Actually Understand
No hidden fees. No bundled markups. Know exactly what you pay on every transaction.
Example: The Water Heater Install
You install a water heater and charge $520 by card on-site. With a flat-rate processor, you might pay $15+ in fees. With ChargeAct interchange-plus pricing, you pay the actual card network cost plus a small transparent markup — potentially saving 30--50% on that single transaction.*
Every dollar saved on processing fees goes straight back into your business. Over a year of jobs, that adds up fast.
Real-Time Alerts
Get notified of every transaction with full cost breakdowns — no surprises on your monthly statement.
Documentation Tools
Digital work orders, photo capture, and invoice records that keep your payment records organized.
Dedicated Rep
A real person who reviews your rates and helps you optimize — not a ticket system, not a chatbot.
How ChargeAct Fixes It for Plumbers
Built for contractors who work in the field, not behind a desk.
Mobile Payments
Accept chip, tap, and swipe on any job site. Works on cellular — no WiFi needed.
Fraud Protection
Flag suspicious transactions before they become a problem.
Credit Card Processing
Interchange-plus pricing so you pay the actual cost, not a padded flat rate.
Digital Invoicing
Send itemized invoices from the field. Every payment creates a complete record.
Retail Payments
Counter and in-shop payments with fast, modern POS hardware.
Digital Payments
Accept digital wallets, tap-to-pay, and online payments with lower rates.
Up and Running in 24 Hours
No long contracts. No complicated setup. Just better payments.
Apply Online
5-minute application. No paperwork.
Get Approved
Most plumbing businesses approved same day.
Receive Your Reader
Mobile reader ships free. App downloads in minutes.
Start Getting Paid
Accept cards on your next job. Funds settle fast.
Works With Your Existing Tools
Connect ChargeAct to the software you already use.
Questions Plumbers Actually Ask
Stop Overpaying on Every Job
Apply in minutes. A dedicated manager will walk you through setup and help you start saving from day one.
*Savings estimates are illustrative and based on interchange-plus vs. flat-rate pricing models. Actual savings depend on card types, transaction volume, and business profile.