Big Jobs. Bigger Fees.
The larger the invoice, the more you lose to inflated processing rates — and most processors don't offer pricing that scales with your job size.
Fee Bleed at Scale
Electrical jobs routinely run $800--$15,000. A flat rate on a $5,000 panel upgrade can be $145+. Run 15 jobs like that a month and you could be paying over $26,000/year in fees — well above what interchange-plus pricing would cost.*
Card-Not-Present Penalty
Phone or email invoices carry higher interchange rates. Most electricians don't know this — they just see a high rate and accept it. ChargeAct helps you understand your actual rate and reduce it through proper transaction coding.
Hidden Fees Add Up Fast
Monthly minimums, PCI compliance fees, batch fees, and statement fees often aren't disclosed up front. Your effective rate can be significantly higher than advertised. ChargeAct provides fully transparent pricing with no hidden costs.
Large Invoices Need Better Rates
On a $12,000 commercial job, the difference between flat-rate and interchange-plus pricing can be $190+ in savings on a single transaction. At that scale, optimizing your processing rate is one of the easiest ways to improve margins.*
The Fee Reality on Electrical Jobs
At these invoice sizes, every basis point matters.
*Estimates based on interchange-plus vs. flat-rate pricing. Actual savings vary by card type, volume, and business profile.
Transparent Pricing Built for Large-Ticket Contractors
See exactly what you pay on every transaction — no bundled markups, no hidden surcharges.
Example: The Commercial Job Savings
Commercial job, $8,400 invoice, paid by card. With a flat-rate processor, you might pay $240+ in fees. With ChargeAct interchange-plus pricing, you pay the actual network cost plus a small markup — potentially saving $100+ on a single transaction.*
On 15 commercial jobs per month, those savings compound into thousands per year — money that goes back into your business.
Rate Transparency
See your actual interchange cost on every transaction. No bundled rates hiding the true markup.
Documentation Tools
Keep contracts, permits, and communication records organized — all linked to your payment records.
Dedicated Representation
A rep who reviews your rates regularly and helps you optimize for the lowest possible cost.
How ChargeAct Fixes It for Electricians
Built for the scale and complexity of electrical contracting.
Mobile Payments
Accept cards on any job site. Works on cellular data.
Fraud Protection
Flag suspicious transactions before they become a problem.
Credit Card Processing
Interchange-plus pricing. Reduce your effective rate on all transactions.
Digital Payments
Digital invoicing and online payments with transparent pricing.
Retail Payments
Counter payments for your shop or office with modern POS hardware.
Progress Billing
Milestone-based invoicing for multi-phase commercial projects.
Up and Running Before Your Next Job
Fast setup. No long contracts. Dedicated support from day one.
Apply Online
5-minute application. No paperwork.
Get Approved
Most electrical contractors approved same day.
Set Up Your Account
Mobile reader + invoicing configured for your workflow.
Start Processing
Accept cards and digital wallets on your next job.
Integrates With Your Business Software
Connect payments to your existing workflow.
Questions Electricians Actually Ask
Stop Overpaying on Every Job
Apply in minutes. A dedicated manager will walk you through setup and help you start saving from day one.
*Savings estimates are illustrative and based on interchange-plus vs. flat-rate pricing models. Actual savings depend on card types, transaction volume, and business profile.